origination fee

American  

[aw-rij-uh-ney-shuhn fee, o-rij‐] / ɔˌrɪdʒ əˈneɪ ʃən ˈfi, ɒˌrɪdʒ‐ /

noun

Finance.

1. a fee charged by a lender for evaluating and processing a loan application, typically a one-time fee taken out up-front as a percentage of the face value of the loan.

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Etymology

Origin of origination fee

First recorded in 1960–65

Example Sentences

See Examples For:

origination fee

Refinancing isn’t free; it typically costs 2% to 5% of the new loan amount, on top of an origination fee and an appraisal, according to the personal-finance website Bankrate.

From MarketWatch ● Jul. 22, 2026

WSJ | Buy Side: Some personal loans charge no origination fee, but compare interest rates and other terms to get a good deal.

From The Wall Street Journal ● Apr. 1, 2026

But yeah, the bankers, they got a big origination fee.

From Slate ● Jul. 12, 2022

Personal loans don’t usually require an application or prepayment fee, but some do come with an origination fee of somewhere between 1% and 10% of your loan amount.

From Seattle Times ● Apr. 4, 2022

The loan origination fee can range from $2,130 to $3,105; the application fee, typically from $65 to $640; and points can add $5,700.

From New York Times ● Jan. 28, 2011